Lonza Federal Credit Union (NCUA charter #14617) is based in Williamsport, Pennsylvania. Its Q2 2026 call report shows $490K in total assets and $365K in member shares and deposits and 1 office.
Lonza Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 238th. Capital cushion contributes the most (100/100, 25.35%); earnings contributes the least (0/100, -0.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 25 points (82 → 57), mostly because the loan quality component weakened by 87 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 83 |
| Q4 2024 | 82 |
| Q1 2025 | 80 |
| Q2 2025 | 82 |
| Q3 2025 | 80 |
| Q4 2025 | 77 |
| Q1 2026 | 77 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 22.34% |
| Q3 2024 | 22.55% |
| Q4 2024 | 25.43% |
| Q1 2025 | 24.70% |
| Q2 2025 | 23.99% |
| Q3 2025 | 23.76% |
| Q4 2025 | 25.78% |
| Q1 2026 | 25.57% |
| Q2 2026 | 25.35% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.97% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.24% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 2.61% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.40% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.13% |
| Q3 2025 | -0.16% |
| Q4 2025 | -0.51% |
| Q1 2026 | -0.81% |
| Q2 2026 | -0.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $490K | 25.35% | 2.61% | -0.69% | 65.7% |
| Q1 2026 | 77 | $489K | 25.57% | 0.00% | -0.81% | 77.0% |
| Q4 2025 | 77 | $489K | 25.78% | 0.00% | -0.51% | 81.4% |
| Q3 2025 | 80 | $531K | 23.76% | 0.24% | -0.16% | 66.5% |
| Q2 2025 | 82 | $532K | 23.99% | 0.00% | 0.13% | 72.6% |
| Q1 2025 | 80 | $520K | 24.70% | 0.00% | 0.06% | 76.3% |
| Q4 2024 | 82 | $504K | 25.43% | 0.00% | 0.40% | 85.1% |
| Q3 2024 | 83 | $564K | 22.55% | 0.00% | 0.25% | 67.5% |
| Q2 2024 | 73 | $567K | 22.34% | 0.97% | 0.16% | 72.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pinn Memorial Federal Credit UnionCredit union Philadelphia, PA | 91 out of 100, Very strong | $276K | 18.1% | 0.00% | vs |
| Steamfitters Phila Federal Credit UnionCredit union West Chester, PA | 87 out of 100, Very strong | $744K | 15.5% | 0.00% | vs |
| Mount Carmel Baptist Federal Credit UnionCredit union Philadelphia, PA | 80 out of 100, Strong | $780K | 21.9% | 0.00% | vs |
| S I Philadelphia Federal Credit UnionCredit union Philadelphia, PA | 90 out of 100, Very strong | $191K | 40.0% | 0.00% | vs |
| Wayland Temple Baptist Federal Credit UnionCredit union Philadelphia, PA | 73 out of 100, Strong | $180K | 15.8% | — | vs |
| M.A.B.C. Federal Credit UnionCredit union Philadelphia, PA | 74 out of 100, Strong | $167K | 22.3% | 8.20% | vs |
Deposit insurance
Is my money safe at Lonza Federal Credit Union?
Yes. Lonza Federal Credit Union is a federally insured credit union (NCUA charter #14617). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 25.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Lonza Federal Credit Union lists 1 office in 1 city. Most locations:
- Williamsport, PA (1)
Identity & history
Profile
- Legal name
- Lonza Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14617
- RSSD ID
- 676683
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 3500 Trenton Ave., Williamsport, PA 17701
- Employees
- 2
Quick answers
Lonza Federal Credit Union: common questions
Is Lonza Federal Credit Union NCUA insured?
Yes. Lonza Federal Credit Union is a federally insured credit union (NCUA charter #14617). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Lonza Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Lonza Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Williamsport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Montoursville Area Federal Credit UnionCredit union Montoursville, PA | 91 out of 100, Very strong | $6.2M | 14.2% | 0.03% | vs |
| Palco Federal Credit UnionCredit union Muncy, PA | 87 out of 100, Very strong | $109.3M | 13.1% | 0.20% | vs |
| Williamsport Teachers Credit UnionCredit union South Williamsp, PA | 85 out of 100, Very strong | $15.6M | 19.5% | 0.56% | vs |
| The Turbotville National BankBank Turbotville, PA | 85 out of 100, Very strong | $243.5M | 16.5% | 1.10% | vs |
| Wyrope Williamsport Federal Credit UnionCredit union S Williamsport, PA | 81 out of 100, Strong | $43.8M | 14.6% | 1.08% | vs |
| West Branch Valley Federal Credit UnionCredit union Williamsport, PA | 73 out of 100, Strong | $50.8M | 9.6% | 0.21% | vs |