Side-by-side · Q2 2026 data
E R R L Federal Credit Union vs Mount Carmel Baptist Federal Credit Union
Credit union
E R R L Federal Credit Union
Wyndmoor, Pennsylvania · Under $100 million in assets
Credit union
Mount Carmel Baptist Federal Credit Union
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | E R R L Federal Credit Union | Mount Carmel Baptist Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 2 | 2 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 34th | 65th |
| Total assets | $1.0M | $780K |
| Deposits / shares | $892K | $609K |
| Capital ratio | 10.63% | 21.86% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 2.76% | -0.53% (stronger) |
| Return on assets | -0.46% | -0.45% (stronger) |
| Loans ÷ deposits | 39.2% | 9.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mount Carmel Baptist Federal Credit Union has the higher TellerScore (80 vs 67). On the 5 directional measures above (where higher or lower is clearly better), E R R L Federal Credit Union leads on 0 and Mount Carmel Baptist Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.