Side-by-side · Q2 2026 data
Eagle Bank and Trust Company vs Electric Cooperatives
Metric by metric
| Measure | Eagle Bank and Trust Company | Electric Cooperatives |
|---|---|---|
| TellerScore | 83 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 | 97 (stronger) |
| Earnings | 62 | 77 (stronger) |
| Funding & liquidity | 76 | 94 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 84th | 95th |
| Total assets | $505.7M | $18.6M |
| Deposits / shares | $433.0M | $15.8M |
| Capital ratio | 16.35% (stronger) | 15.16% |
| Problem loans | 0.65% | 0.08% (stronger) |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.04% | 1.43% (stronger) |
| Loans ÷ deposits | 51.6% (stronger) | 66.5% |
| Uninsured deposits | 37.0% | 2.9% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Electric Cooperatives has the higher TellerScore (94 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Eagle Bank and Trust Company leads on 2 and Electric Cooperatives on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.