Side-by-side · Q2 2026 data
Eagle Bank and Trust Company vs The Citizens Bank
Metric by metric
| Measure | Eagle Bank and Trust Company | The Citizens Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 78 | 88 (stronger) |
| Earnings | 62 | 82 (stronger) |
| Funding & liquidity | 76 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 84th | 58th |
| Total assets | $505.7M | $1.6B |
| Deposits / shares | $433.0M | $1.5B |
| Capital ratio | 16.35% (stronger) | 8.87% |
| Problem loans | 0.65% | 0.37% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.08% |
| Return on assets | 1.04% | 1.55% (stronger) |
| Loans ÷ deposits | 51.6% (stronger) | 85.2% |
| Uninsured deposits | 37.0% | 22.8% (stronger) |
| Offices | 13 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 13.3% |
Eagle Bank and Trust Company has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Eagle Bank and Trust Company leads on 4 and The Citizens Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.