Side-by-side · Q2 2026 data
East Orange Firemens Federal Credit Union vs Hmc (Nj) Federal Credit Union
Credit union
East Orange Firemens Federal Credit Union
Bloomfield, New Jersey · Under $100 million in assets
Credit union
Hmc (Nj) Federal Credit Union
Flemington, New Jersey · Under $100 million in assets
Metric by metric
| Measure | East Orange Firemens Federal Credit Union | Hmc (Nj) Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 61 (stronger) | 29 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 71 | 100 (stronger) |
| Peer percentile | 28th | 52nd |
| Total assets | $9.9M | $8.9M |
| Deposits / shares | $7.3M | $7.8M |
| Capital ratio | 26.34% (stronger) | 11.31% |
| Problem loans | 8.37% | 0.00% (stronger) |
| Net charge-offs | -0.79% (stronger) | -0.04% |
| Return on assets | 1.03% (stronger) | 0.23% |
| Loans ÷ deposits | 62.7% | 21.9% (stronger) |
| Uninsured deposits | 0.1% (stronger) | 2.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hmc (Nj) Federal Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), East Orange Firemens Federal Credit Union leads on 4 and Hmc (Nj) Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.