TellerScore

East Orange Firemens Federal Credit Union is a federal credit union headquartered in Bloomfield, New Jersey, in business for about 70 years. At the end of Q2 2026 it reported $9.9M in total assets and $7.3M in member shares and deposits, with 1 office.

East Orange Firemens Federal Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 28% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 81st. Capital cushion contributes the most (100/100, 26.34%); loan quality contributes the least (0/100, 8.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.34%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 8.37%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity98/100
Loans ÷ shares: 62.7% · 0.1% uninsured
Problem-loan coverage71/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 64).

TellerScore
606468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202467
Q4 202468
Q1 202562
Q2 202564
Q3 202565
Q4 202560
Q1 202663
Q2 202664
Net worth ratio
7.00%17.20%27.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.98%
Q3 202427.18%
Q4 202425.83%
Q1 202525.84%
Q2 202527.39%
Q3 202526.92%
Q4 202526.59%
Q1 202625.91%
Q2 202626.34%
Delinquent loans (60+ days)
5.63%7.00%8.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20246.75%
Q3 20245.63%
Q4 20245.84%
Q1 20257.49%
Q2 20257.30%
Q3 20256.09%
Q4 20255.77%
Q1 20267.55%
Q2 20268.37%
Return on assets
0.61%1.28%1.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.40%
Q3 20241.96%
Q4 20241.71%
Q1 20250.97%
Q2 20251.24%
Q3 20251.29%
Q4 20250.61%
Q1 20260.84%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$9.9M26.34%8.37%1.03%62.7%
Q1 202663$10.0M25.91%7.55%0.84%63.7%
Q4 202560$9.6M26.59%5.77%0.61%68.7%
Q3 202565$9.6M26.92%6.09%1.29%71.5%
Q2 202564$9.4M27.39%7.30%1.24%76.5%
Q1 202562$9.8M25.84%7.49%0.97%72.2%
Q4 202468$9.7M25.83%5.84%1.71%77.4%
Q3 202467$9.1M27.18%5.63%1.96%90.1%
Q2 202461$9.0M26.98%6.75%1.40%95.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.34%
91st
Problem loans8.37%
3rd
Net charge-offs-0.79%
99th
Return on assets1.03%
69th
Loans to deposits62.7%
44th
Uninsured deposits0.1%
62nd
Loan-loss reserves0.00%
37th
Texas ratio14.6%
7th

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Bloomfield Fire and Police Federal Credit UnionCredit union Bloomfield, NJ67 out of 100, Moderate$10.0M14.9%2.50%vs
P.S.E. & G. Nuclear Employees Federal Credit UnionCredit union Hancocks Bridge, NJ72 out of 100, Strong$10.0M12.9%0.24%vs
Hoboken N J Police Federal Credit UnionCredit union Hoboken, NJ49 out of 100, Below average$10.3M22.7%3.84%vs
Bayonne School Employees Federal Credit UnionCredit union Bayonne, NJ72 out of 100, Strong$9.4M10.9%1.05%vs
Members Connect Federal Credit UnionCredit union Madison, NJ60 out of 100, Moderate$10.8M14.2%2.40%vs
Hmc (Nj) Federal Credit UnionCredit union Flemington, NJ75 out of 100, Strong$8.9M11.3%0.00%vs

Deposit insurance

Is my money safe at East Orange Firemens Federal Credit Union?

Yes. East Orange Firemens Federal Credit Union is a federally insured credit union (NCUA charter #11014). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.1% of shares and deposits ($5K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

East Orange Firemens Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
East Orange Firemens Federal Credit Union
Type
Federal credit union
NCUA charter #
11014
RSSD ID
626884
Primary regulator
NCUA
Established
1956
Headquarters
27 West St Ste G, Bloomfield, NJ 07003
Employees
2

Quick answers

East Orange Firemens Federal Credit Union: common questions

Is East Orange Firemens Federal Credit Union NCUA insured?

Yes. East Orange Firemens Federal Credit Union is a federally insured credit union (NCUA charter #11014). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is East Orange Firemens Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does East Orange Firemens Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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