Side-by-side · Q2 2026 data
East River Federal Credit Union vs Healthcare Plus Federal Credit Union
Credit union
East River Federal Credit Union
Madison, South Dakota · Under $100 million in assets
Credit union
Healthcare Plus Federal Credit Union
Aberdeen, South Dakota · Under $100 million in assets
Metric by metric
| Measure | East River Federal Credit Union | Healthcare Plus Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 44 |
| Capital cushion | 61 (stronger) | 35 |
| Loan quality | 60 (stronger) | 40 |
| Earnings | 66 (stronger) | 31 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 92 (stronger) | 67 |
| Peer percentile | 42nd | 4th |
| Total assets | $41.9M | $70.4M |
| Deposits / shares | $37.1M | $63.1M |
| Capital ratio | 11.12% (stronger) | 8.54% |
| Problem loans | 1.19% (stronger) | 1.80% |
| Net charge-offs | 0.48% | 0.27% (stronger) |
| Return on assets | 1.16% (stronger) | 0.29% |
| Loans ÷ deposits | 42.6% (stronger) | 88.0% |
| Uninsured deposits | 0.8% (stronger) | 6.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
East River Federal Credit Union has the higher TellerScore (71 vs 44). On the 7 directional measures above (where higher or lower is clearly better), East River Federal Credit Union leads on 6 and Healthcare Plus Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.