Healthcare Plus Federal Credit Union is a federal credit union headquartered in Aberdeen, South Dakota, in business for about 47 years. At the end of Q2 2026 it reported $70.4M in total assets and $63.1M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Healthcare Plus Federal Credit Union scores 44/100, which we describe as below average. That is higher than only 4% of 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in South Dakota, it ranks 33rd. Its strongest component is funding & liquidity (72/100; 88% loans-to-deposits, 6% uninsured), and its lowest is earnings (31/100; 0.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (59 → 44), mostly because the loan quality component weakened by 41 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 53 |
| Q3 2024 | 54 |
| Q4 2024 | 52 |
| Q1 2025 | 53 |
| Q2 2025 | 59 |
| Q3 2025 | 55 |
| Q4 2025 | 58 |
| Q1 2026 | 54 |
| Q2 2026 | 44 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.58% |
| Q3 2024 | 7.71% |
| Q4 2024 | 7.74% |
| Q1 2025 | 8.04% |
| Q2 2025 | 8.40% |
| Q3 2025 | 8.71% |
| Q4 2025 | 8.75% |
| Q1 2026 | 8.58% |
| Q2 2026 | 8.54% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.83% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.57% |
| Q3 2025 | 1.15% |
| Q4 2025 | 0.83% |
| Q1 2026 | 1.01% |
| Q2 2026 | 1.80% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.12% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 44 | $70.4M | 8.54% | 1.80% | 0.29% | 88.0% |
| Q1 2026 | 54 | $69.7M | 8.58% | 1.01% | 0.42% | 87.0% |
| Q4 2025 | 58 | $67.6M | 8.75% | 0.83% | 0.76% | 90.9% |
| Q3 2025 | 55 | $66.3M | 8.71% | 1.15% | 0.77% | 92.9% |
| Q2 2025 | 59 | $66.6M | 8.40% | 0.57% | 0.61% | 86.5% |
| Q1 2025 | 53 | $67.6M | 8.04% | 0.84% | 0.28% | 82.6% |
| Q4 2024 | 52 | $69.7M | 7.74% | 0.83% | 0.15% | 81.0% |
| Q3 2024 | 54 | $68.7M | 7.71% | 0.53% | 0.02% | 80.5% |
| Q2 2024 | 53 | $69.1M | 7.58% | 0.50% | -0.12% | 79.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Norstar Federal Credit UnionCredit union Britton, SD | 93 out of 100, Very strong | $78.6M | 15.3% | 0.09% | vs |
| Dakota Plains Federal Credit UnionCredit union Lemmon, SD | 68 out of 100, Moderate | $84.4M | 9.1% | 0.56% | vs |
| Oahe Federal Credit UnionCredit union Pierre, SD | 87 out of 100, Very strong | $45.1M | 16.2% | 1.03% | vs |
| Dakota Star Federal Credit UnionCredit union Rapid City, SD | 64 out of 100, Moderate | $44.9M | 9.0% | 0.93% | vs |
| Ft Randall Federal Credit UnionCredit union Wagner, SD | 81 out of 100, Strong | $44.2M | 17.5% | 1.12% | vs |
| East River Federal Credit UnionCredit union Madison, SD | 71 out of 100, Strong | $41.9M | 11.1% | 1.19% | vs |
Deposit insurance
Is my money safe at Healthcare Plus Federal Credit Union?
Yes. Healthcare Plus Federal Credit Union is a federally insured credit union (NCUA charter #23371). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.3% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.54%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Healthcare Plus Federal Credit Union lists 1 office in 1 city. Most locations:
- Aberdeen, SD (1)
Identity & history
Profile
- Legal name
- Healthcare Plus Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 23371
- RSSD ID
- 877686
- Primary regulator
- NCUA
- Established
- 1979
- Headquarters
- PO Box 1857, Aberdeen, SD 57402
- Employees
- 14
Quick answers
Healthcare Plus Federal Credit Union: common questions
Is Healthcare Plus Federal Credit Union NCUA insured?
Yes. Healthcare Plus Federal Credit Union is a federally insured credit union (NCUA charter #23371). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Healthcare Plus Federal Credit Union's TellerScore?
44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Healthcare Plus Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Aberdeen
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Bank & TrustBank Sioux Falls, SD | 72 out of 100, Strong | $2.2B | 11.3% | 0.57% | vs |
| BankNorthBank Arthur, ND | 72 out of 100, Strong | $694.1M | 10.3% | 0.58% | vs |
| Great Plains BankBank Eureka, SD | 65 out of 100, Moderate | $150.4M | 17.7% | 3.49% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
| CorTrust Bank National AssociationBank Mitchell, SD | 62 out of 100, Moderate | $1.6B | 9.9% | 0.70% | vs |
| Plains Commerce BankBank Sioux Falls, SD | 59 out of 100, Moderate | $1.3B | 10.0% | 1.22% | vs |