Side-by-side · Q2 2026 data
East Texas Professional Credit Union vs Keystone Credit Union
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | East Texas Professional Credit Union | Keystone Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 91 (stronger) | 55 |
| Funding & liquidity | 75 (stronger) | 65 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 98th | 65th |
| Total assets | $1.4B | $40.2M |
| Deposits / shares | $1.2B | $29.1M |
| Capital ratio | 19.38% | 27.38% (stronger) |
| Problem loans | 0.41% (stronger) | 0.68% |
| Net charge-offs | 0.38% | 0.03% (stronger) |
| Return on assets | 1.78% (stronger) | 0.87% |
| Loans ÷ deposits | 84.9% (stronger) | 95.3% |
| Uninsured deposits | 2.1% (stronger) | 5.1% |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.5% | — |
East Texas Professional Credit Union has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), East Texas Professional Credit Union leads on 5 and Keystone Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.