Side-by-side · Q2 2026 data
Eastern Bank vs Seamen's Bank
Metric by metric
| Measure | Eastern Bank | Seamen's Bank |
|---|---|---|
| TellerScore | 66 | 70 (stronger) |
| Capital cushion | 52 | 76 (stronger) |
| Loan quality | 84 (stronger) | 75 |
| Earnings | 65 (stronger) | 44 |
| Funding & liquidity | 43 | 69 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 58th | 43rd |
| Total assets | $31.1B | $478.5M |
| Deposits / shares | $26.1B | $405.4M |
| Capital ratio | 10.15% | 12.57% (stronger) |
| Problem loans | 0.47% (stronger) | 0.76% |
| Net charge-offs | 0.17% | -0.01% (stronger) |
| Return on assets | 1.13% (stronger) | 0.60% |
| Loans ÷ deposits | 88.0% (stronger) | 89.6% |
| Uninsured deposits | 41.6% | 16.9% (stronger) |
| Offices | 126 | 5 |
| CFPB complaints (3 yrs) | 76 | — |
| Complaints per $1B deposits | 2.9 | — |
| Mortgage denial rate (HMDA) | 33.1% | — |
Seamen's Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Eastern Bank leads on 3 and Seamen's Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.