Side-by-side · Q2 2026 data
Eastern Indiana Federal Credit Union vs Business and Industrial Federal Credit Union
Credit union
Eastern Indiana Federal Credit Union
New Castle, Indiana · Under $100 million in assets
Credit union
Business and Industrial Federal Credit Union
Columbus, Indiana · Under $100 million in assets
Metric by metric
| Measure | Eastern Indiana Federal Credit Union | Business and Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 91 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 65 | 92 (stronger) |
| Earnings | 89 (stronger) | 64 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 75th | 90th |
| Total assets | $44.4M | $44.9M |
| Deposits / shares | $38.2M | $36.7M |
| Capital ratio | 13.49% | 18.04% (stronger) |
| Problem loans | 1.05% | 0.24% (stronger) |
| Net charge-offs | 0.44% | 0.00% (stronger) |
| Return on assets | 1.72% (stronger) | 1.11% |
| Loans ÷ deposits | 53.6% | 48.6% (stronger) |
| Uninsured deposits | 1.3% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Business and Industrial Federal Credit Union has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Eastern Indiana Federal Credit Union leads on 1 and Business and Industrial Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.