TellerScore

Headquartered in New Castle, Indiana, Eastern Indiana Federal Credit Union is a federal credit union with $44.4M in total assets and $38.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1950.

Eastern Indiana Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 19th. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 1% uninsured); loan quality contributes the least (65/100, 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.49%
Loan quality65/100
Loans 60+ days delinquent ÷ total loans: 1.05%
Earnings89/100
Return on assets (annualized): 1.72%
Funding & liquidity100/100
Loans ÷ shares: 53.6% · 1.3% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.58%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 84).

TellerScore
748086Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202478
Q4 202482
Q1 202574
Q2 202585
Q3 202583
Q4 202586
Q1 202681
Q2 202684
Net worth ratio
7.00%10.25%13.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.25%
Q3 202411.61%
Q4 202411.87%
Q1 202511.69%
Q2 202512.14%
Q3 202512.43%
Q4 202513.23%
Q1 202612.82%
Q2 202613.49%
Delinquent loans (60+ days)
0.42%0.85%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.85%
Q3 20241.05%
Q4 20240.73%
Q1 20251.27%
Q2 20250.42%
Q3 20250.65%
Q4 20250.82%
Q1 20261.08%
Q2 20261.05%
Return on assets
1.46%1.68%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.74%
Q3 20241.74%
Q4 20241.78%
Q1 20251.46%
Q2 20251.69%
Q3 20251.58%
Q4 20251.89%
Q1 20261.67%
Q2 20261.72%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$44.4M13.49%1.05%1.72%53.6%
Q1 202681$45.2M12.82%1.08%1.67%54.5%
Q4 202586$42.4M13.23%0.82%1.89%61.3%
Q3 202583$43.4M12.43%0.65%1.58%55.0%
Q2 202585$42.6M12.14%0.42%1.69%57.7%
Q1 202574$42.5M11.69%1.27%1.46%52.7%
Q4 202482$40.5M11.87%0.73%1.78%58.0%
Q3 202478$39.8M11.61%1.05%1.74%62.5%
Q2 202479$39.5M11.25%0.85%1.74%63.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.49%
43rd
Problem loans1.05%
37th
Net charge-offs0.44%
30th
Return on assets1.72%
90th
Loans to deposits53.6%
57th
Uninsured deposits1.3%
51st
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Advantageplus of Indiana Federal Credit UnionCredit union Terre Haute, IN87 out of 100, Very strong$43.9M20.8%0.64%vs
Business and Industrial Federal Credit UnionCredit union Columbus, IN91 out of 100, Very strong$44.9M18.0%0.24%vs
Origins Credit UnionCredit union Indianapolis, IN79 out of 100, Strong$43.7M16.3%0.25%vs
Vigo County Federal Credit UnionCredit union Terre Haute, IN63 out of 100, Moderate$45.5M11.2%1.98%vs
Haynes Community Federal Credit UnionCredit union Kokomo, IN58 out of 100, Moderate$42.3M11.6%2.04%vs
Northern Indiana Federal Credit UnionCredit union Merrillville, IN68 out of 100, Moderate$41.7M9.3%0.15%vs

Deposit insurance

Is my money safe at Eastern Indiana Federal Credit Union?

Yes. Eastern Indiana Federal Credit Union is a federally insured credit union (NCUA charter #7066). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.3% of shares and deposits ($489K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Eastern Indiana Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Eastern Indiana Federal Credit Union
Type
Federal credit union
NCUA charter #
7066
RSSD ID
264585
Primary regulator
NCUA
Established
1950
Headquarters
801 South Memorial Drive, New Castle, IN 47362
Employees
12

Quick answers

Eastern Indiana Federal Credit Union: common questions

Is Eastern Indiana Federal Credit Union NCUA insured?

Yes. Eastern Indiana Federal Credit Union is a federally insured credit union (NCUA charter #7066). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Eastern Indiana Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Eastern Indiana Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Castle

InstitutionScoreAssetsCapitalProblem loansCompare
A H E Plant 3 Federal Credit UnionCredit union Winchester, IN100 out of 100, Very strong$12.2M19.9%0.07%vs
Crossroads Financial Federal Credit UnionCredit union Portland, IN100 out of 100, Very strong$102.4M15.1%0.05%vs
Greenville National BankBank Greenville, OH86 out of 100, Very strong$641.5M13.0%0.05%vs
Madison County Federal Credit UnionCredit union Anderson, IN73 out of 100, Strong$114.0M11.2%0.67%vs
FCN Bank, National AssociationBank Brookville, IN73 out of 100, Strong$812.5M9.9%0.02%vs
Citizens State Bank of New Castle, IndianaBank New Castle, IN70 out of 100, Strong$908.8M10.5%0.40%vs