Side-by-side · Q2 2026 data
Eastern International Bank vs Legacy Bank
Metric by metric
| Measure | Eastern International Bank | Legacy Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 38 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 44 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 77th | 2nd |
| Total assets | $125.8M | $112.8M |
| Deposits / shares | $88.1M | $101.6M |
| Capital ratio | 18.27% (stronger) | 8.29% |
| Problem loans | 0.00% (stronger) | 1.61% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.58% (stronger) | -2.01% |
| Loans ÷ deposits | 109.7% | 74.7% (stronger) |
| Uninsured deposits | 21.5% (stronger) | 39.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eastern International Bank has the higher TellerScore (80 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Eastern International Bank leads on 6 and Legacy Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.