TellerScore

Eastern International Bank is a state-chartered bank headquartered in Los Angeles, California, in business for about 41 years. At the end of Q2 2026 it reported $125.8M in total assets and $88.1M in deposits, with 2 offices.

Eastern International Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 20th. Capital cushion contributes the most (100/100, 18.27%); earnings contributes the least (43/100, 0.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 18.27%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity44/100
Loans ÷ deposits and uninsured-deposit share: 109.7% · 21.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (78 → 80), mostly because the earnings component improved by 17 points.

TellerScore
777981Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202480
Q4 202481
Q1 202578
Q2 202578
Q3 202577
Q4 202577
Q1 202679
Q2 202680
Tier 1 leverage ratio
5.00%12.31%19.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202419.62%
Q3 202418.36%
Q4 202417.54%
Q1 202519.31%
Q2 202519.13%
Q3 202518.93%
Q4 202518.53%
Q1 202618.48%
Q2 202618.27%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.11%0.34%0.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.38%
Q3 20240.39%
Q4 20240.38%
Q1 20250.11%
Q2 20250.16%
Q3 20250.11%
Q4 20250.15%
Q1 20260.35%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$125.8M18.27%0.00%0.58%109.7%
Q1 202679$124.2M18.48%0.00%0.35%112.8%
Q4 202577$125.5M18.53%0.00%0.15%101.3%
Q3 202577$117.6M18.93%0.00%0.11%94.8%
Q2 202578$119.1M19.13%0.00%0.16%89.2%
Q1 202578$116.6M19.31%0.00%0.11%93.3%
Q4 202481$128.4M17.54%0.00%0.38%83.7%
Q3 202480$122.7M18.36%0.00%0.39%92.8%
Q2 202480$115.0M19.62%0.00%0.38%100.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.27%
95th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.58%
15th
Net interest margin3.95%
51st
Efficiency ratio80.6%
13th
Loans to deposits109.7%
3rd
Uninsured deposits21.5%
59th
Loan-loss reserves1.40%
72nd
Texas ratio0.0%
95th

Similar-size banks in California

InstitutionScoreAssetsCapitalProblem loansCompare
California Business BankBank Irvine, CA77 out of 100, Strong$130.5M14.5%0.55%vs
California International Bank, N.A.Bank Westminster, CA89 out of 100, Very strong$120.9M13.5%0.00%vs
Legacy BankBank Murrieta, CA38 out of 100, Low$112.8M8.3%1.61%vs
California Pacific BankBank Hayward, CA56 out of 100, Moderate$102.6M41.0%15.93%vs
Bank of Whittier, National AssociationBank Whittier, CA87 out of 100, Very strong$152.6M16.4%0.00%vs
Icon Business BankBank Riverside, CA57 out of 100, Moderate$155.5M11.9%0.22%vs

Deposit insurance

Is my money safe at Eastern International Bank?

Yes. Eastern International Bank is an FDIC-insured institution (FDIC certificate #32277). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.5% of deposits ($18.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 18.27%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Eastern International Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Eastern International Bank
Former names
Eastern Savings Bank
Type
State-chartered bank
FDIC certificate #
32277
RSSD ID
206772
Primary regulator
FDIC
Holding company
Eastern Intl Bcorp Inc
Established
February 26, 1985
Headquarters
688 New High St, Los Angeles, CA 90012
Employees
25

Quick answers

Eastern International Bank: common questions

Is Eastern International Bank FDIC insured?

Yes. Eastern International Bank is an FDIC-insured institution (FDIC certificate #32277). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Eastern International Bank's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Eastern International Bank ever failed?

There is no failure record for FDIC certificate #32277 in the FDIC failed bank list.

How many branches does Eastern International Bank have?

2 offices as of the latest FDIC data.

Nearby

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