Side-by-side · Q2 2026 data
Eastern Savings Bank, FSB vs Members 1st Federal Credit Union
Credit union
Members 1st Federal Credit Union
Enola, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Eastern Savings Bank, FSB | Members 1st Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 76 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 44 | 64 (stronger) |
| Problem-loan coverage | 62 | 92 (stronger) |
| Peer percentile | 24th | 96th |
| Total assets | $336.4M | $8.7B |
| Deposits / shares | $208.0M | $7.3B |
| Capital ratio | 30.96% (stronger) | 15.13% |
| Problem loans | 6.73% | 0.73% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.58% |
| Return on assets | 2.27% | 2.38% (stronger) |
| Loans ÷ deposits | 116.2% | 96.2% (stronger) |
| Uninsured deposits | 20.9% | 10.2% (stronger) |
| Offices | 3 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members 1st Federal Credit Union has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Eastern Savings Bank, FSB leads on 2 and Members 1st Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.