Eastern Savings Bank, FSB (FDIC certificate #32360) is based in Hunt Valley, Maryland. Its Q2 2026 call report shows $336.4M in total assets and $208.0M in deposits and 3 offices.
Based on its Q2 2026 filing, Eastern Savings Bank, FSB scores 63/100, which we describe as moderate. That is higher than only 24% of 2,650 banks with $100 million – $1 billion. Among 27 banks headquartered in Maryland, it ranks 17th. Its strongest component is capital cushion (100/100; 30.96%), and its lowest is loan quality (0/100; 6.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 61 |
| Q4 2024 | 61 |
| Q1 2025 | 62 |
| Q2 2025 | 63 |
| Q3 2025 | 62 |
| Q4 2025 | 63 |
| Q1 2026 | 63 |
| Q2 2026 | 63 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 25.35% |
| Q3 2024 | 25.38% |
| Q4 2024 | 24.96% |
| Q1 2025 | 23.83% |
| Q2 2025 | 24.23% |
| Q3 2025 | 24.85% |
| Q4 2025 | 28.18% |
| Q1 2026 | 29.71% |
| Q2 2026 | 30.96% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 5.11% |
| Q3 2024 | 3.97% |
| Q4 2024 | 3.93% |
| Q1 2025 | 3.95% |
| Q2 2025 | 4.17% |
| Q3 2025 | 4.08% |
| Q4 2025 | 4.43% |
| Q1 2026 | 5.53% |
| Q2 2026 | 6.73% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.49% |
| Q3 2024 | 1.81% |
| Q4 2024 | 1.88% |
| Q1 2025 | 2.03% |
| Q2 2025 | 2.05% |
| Q3 2025 | 3.10% |
| Q4 2025 | 2.98% |
| Q1 2026 | 2.36% |
| Q2 2026 | 2.27% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $336.4M | 30.96% | 6.73% | 2.27% | 116.2% |
| Q1 2026 | 63 | $354.0M | 29.71% | 5.53% | 2.36% | 119.8% |
| Q4 2025 | 63 | $366.5M | 28.18% | 4.43% | 2.98% | 117.1% |
| Q3 2025 | 62 | $388.6M | 24.85% | 4.08% | 3.10% | 117.2% |
| Q2 2025 | 63 | $415.0M | 24.23% | 4.17% | 2.05% | 107.1% |
| Q1 2025 | 62 | $411.1M | 23.83% | 3.95% | 2.03% | 106.8% |
| Q4 2024 | 61 | $406.6M | 24.96% | 3.93% | 1.88% | 110.0% |
| Q3 2024 | 61 | $401.0M | 25.38% | 3.97% | 1.81% | 113.7% |
| Q2 2024 | 58 | $388.0M | 25.35% | 5.11% | 1.49% | 117.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Shore Federal Savings and Loan AssociationBank Salisbury, MD | 78 out of 100, Strong | $366.5M | 17.4% | 0.82% | vs |
| The Harbor Bank of MarylandBank Baltimore, MD | 56 out of 100, Moderate | $383.2M | 12.4% | 1.89% | vs |
| The Bank of Glen BurnieBank Glen Burnie, MD | 60 out of 100, Moderate | $394.9M | 8.8% | 0.25% | vs |
| Woodsboro BankBank Woodsboro, MD | 70 out of 100, Strong | $483.3M | 8.8% | 0.09% | vs |
| Arundel BankBank Glen Burnie, MD | 72 out of 100, Strong | $492.1M | 14.0% | 0.44% | vs |
| Jarrettsville Federal Savings and Loan AssociationBank Jarrettsville, MD | 71 out of 100, Strong | $167.1M | 12.2% | 0.36% | vs |
Deposit insurance
Is my money safe at Eastern Savings Bank, FSB?
Yes. Eastern Savings Bank, FSB is an FDIC-insured institution (FDIC certificate #32360). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.9% of deposits ($43.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 30.96%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Eastern Savings Bank, FSB lists 3 offices in 3 cities. Most locations:
- Ellicott City, MD (1)
- Hunt Valley, MD (1)
- Pikesville, MD (1)
Identity & history
Profile
- Legal name
- Eastern Savings Bank, FSB
- Former names
- Eastern Savings Association
- Type
- Savings bank
- FDIC certificate #
- 32360
- RSSD ID
- 643078
- Primary regulator
- OCC
- Established
- May 29, 1905
- Headquarters
- 11350 Mccormick Rd, Hunt Valley, MD 21031
- Website
- www.easternsavingsbank.com
- Employees
- 49
Quick answers
Eastern Savings Bank, FSB: common questions
Is Eastern Savings Bank, FSB FDIC insured?
Yes. Eastern Savings Bank, FSB is an FDIC-insured institution (FDIC certificate #32360). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Eastern Savings Bank, FSB's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Eastern Savings Bank, FSB ever failed?
There is no failure record for FDIC certificate #32360 in the FDIC failed bank list.
How many branches does Eastern Savings Bank, FSB have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hunt Valley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members 1st Federal Credit UnionCredit union Enola, PA | 88 out of 100, Very strong | $8.7B | 15.1% | 0.73% | vs |
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| 1st Ed Credit UnionCredit union Chambersburg, PA | 83 out of 100, Strong | $138.2M | 15.9% | 0.50% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |
| Homewood Federal Savings BankBank Baltimore, MD | 80 out of 100, Strong | $67.3M | 26.1% | 0.00% | vs |