Side-by-side · Q2 2026 data
Eastern Utah Community Federal Credit Union vs Granite Federal Credit Union
Credit union
Eastern Utah Community Federal Credit Union
Price, Utah · $100 million – $1 billion
Metric by metric
| Measure | Eastern Utah Community Federal Credit Union | Granite Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 63 |
| Capital cushion | 91 (stronger) | 50 |
| Loan quality | 75 | 82 (stronger) |
| Earnings | 62 (stronger) | 40 |
| Funding & liquidity | 90 (stronger) | 69 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 80th | 29th |
| Total assets | $219.2M | $918.4M |
| Deposits / shares | $187.4M | $766.2M |
| Capital ratio | 14.11% (stronger) | 10.04% |
| Problem loans | 0.74% | 0.54% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.50% |
| Return on assets | 1.06% (stronger) | 0.50% |
| Loans ÷ deposits | 68.7% (stronger) | 91.6% |
| Uninsured deposits | 16.9% | 7.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.6% |
Eastern Utah Community Federal Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Eastern Utah Community Federal Credit Union leads on 5 and Granite Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.