TellerScore

Headquartered in Price, Utah, Eastern Utah Community Federal Credit Union is a federal credit union with $219.2M in total assets and $187.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1968.

Based on its Q2 2026 filing, Eastern Utah Community Federal Credit Union scores 81/100, which we describe as strong. That is higher than 80% of 1,341 credit unions with $100 million – $1 billion. Among 51 credit unions headquartered in Utah, it ranks 16th. Its strongest component is problem-loan coverage (93/100; 3.4%), and its lowest is earnings (62/100; 1.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.11%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.74%
Earnings62/100
Return on assets (annualized): 1.06%
Funding & liquidity90/100
Loans ÷ shares: 68.7% · 16.9% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the capital cushion component improved by 8 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202484
Q4 202485
Q1 202582
Q2 202578
Q3 202578
Q4 202580
Q1 202677
Q2 202681
Net worth ratio
7.00%10.55%14.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.82%
Q3 202413.08%
Q4 202413.64%
Q1 202513.69%
Q2 202513.28%
Q3 202513.29%
Q4 202513.52%
Q1 202613.47%
Q2 202614.11%
Delinquent loans (60+ days)
0.20%0.56%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.54%
Q4 20240.61%
Q1 20250.36%
Q2 20250.89%
Q3 20250.89%
Q4 20250.87%
Q1 20260.91%
Q2 20260.74%
Return on assets
0.87%1.22%1.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.54%
Q3 20241.57%
Q4 20241.56%
Q1 20250.93%
Q2 20251.12%
Q3 20251.21%
Q4 20251.24%
Q1 20260.87%
Q2 20261.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$219.2M14.11%0.74%1.06%68.7%
Q1 202677$224.5M13.47%0.91%0.87%65.8%
Q4 202580$221.4M13.52%0.87%1.24%66.9%
Q3 202578$219.5M13.29%0.89%1.21%67.7%
Q2 202578$213.7M13.28%0.89%1.12%68.9%
Q1 202582$201.9M13.69%0.36%0.93%74.2%
Q4 202485$200.5M13.64%0.61%1.56%73.6%
Q3 202484$203.5M13.08%0.54%1.57%73.1%
Q2 202486$200.9M12.82%0.20%1.54%70.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.11%
79th
Problem loans0.74%
46th
Net charge-offs0.45%
40th
Return on assets1.06%
69th
Loans to deposits68.7%
63rd
Uninsured deposits16.9%
4th
Loan-loss reserves0.00%
50th
Texas ratio3.4%
57th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Members First Credit UnionCredit union Brigham City, UT95 out of 100, Very strong$209.1M14.9%0.43%vs
Horizon Utah Federal Credit UnionCredit union Farmington, UT64 out of 100, Moderate$185.2M11.5%0.91%vs
Elevate Federal Credit UnionCredit union Brigham City, UT94 out of 100, Very strong$260.3M20.9%0.24%vs
Hercules First Federal Credit UnionCredit union Salt Lake City, UT51 out of 100, Below average$176.3M9.0%1.00%vs
Utah Heritage Credit UnionCredit union Moroni, UT63 out of 100, Moderate$166.7M12.4%2.51%vs
Pacific Horizon Credit UnionCredit union Springville, UT53 out of 100, Below average$141.4M9.3%1.81%vs

Deposit insurance

Is my money safe at Eastern Utah Community Federal Credit Union?

Yes. Eastern Utah Community Federal Credit Union is a federally insured credit union (NCUA charter #24709). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.9% of shares and deposits ($31.6M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Eastern Utah Community Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Moab, UT (1)
  • Price, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Eastern Utah Community Federal Credit Union
Type
Federal credit union
NCUA charter #
24709
RSSD ID
271798
Primary regulator
NCUA
Established
1968
Headquarters
PO Box 719, Price, UT 84501
Employees
48

Quick answers

Eastern Utah Community Federal Credit Union: common questions

Is Eastern Utah Community Federal Credit Union NCUA insured?

Yes. Eastern Utah Community Federal Credit Union is a federally insured credit union (NCUA charter #24709). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Eastern Utah Community Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Eastern Utah Community Federal Credit Union have?

2 offices as of the latest NCUA data.