Side-by-side · Q2 2026 data
Eastern Utah Community Federal Credit Union vs Utah Heritage Credit Union
Credit union
Eastern Utah Community Federal Credit Union
Price, Utah · $100 million – $1 billion
Metric by metric
| Measure | Eastern Utah Community Federal Credit Union | Utah Heritage Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 63 |
| Capital cushion | 91 (stronger) | 74 |
| Loan quality | 75 (stronger) | 16 |
| Earnings | 62 | 85 (stronger) |
| Funding & liquidity | 90 (stronger) | 84 |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 80th | 29th |
| Total assets | $219.2M | $166.7M |
| Deposits / shares | $187.4M | $144.0M |
| Capital ratio | 14.11% (stronger) | 12.36% |
| Problem loans | 0.74% (stronger) | 2.51% |
| Net charge-offs | 0.45% | 0.17% (stronger) |
| Return on assets | 1.06% | 1.64% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 76.5% |
| Uninsured deposits | 16.9% | 15.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eastern Utah Community Federal Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Eastern Utah Community Federal Credit Union leads on 4 and Utah Heritage Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.