Side-by-side · Q2 2026 data
Ecm Federal Credit Union vs Mississippi College Employees Federal Credit Union
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Credit union
Mississippi College Employees Federal Credit Union
Clinton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Ecm Federal Credit Union | Mississippi College Employees Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 61 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 78 (stronger) | 0 |
| Earnings | 69 (stronger) | 38 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 83rd | 23rd |
| Total assets | $28.9M | $2.1M |
| Deposits / shares | $24.4M | $1.5M |
| Capital ratio | 14.87% | 25.39% (stronger) |
| Problem loans | 0.66% (stronger) | 7.53% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.22% (stronger) | 0.46% |
| Loans ÷ deposits | 62.1% | 36.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ecm Federal Credit Union has the higher TellerScore (87 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Ecm Federal Credit Union leads on 3 and Mississippi College Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.