Side-by-side · Q2 2026 data
Ecm Federal Credit Union vs Mississippi Public Employees Federal Credit Union
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Credit union
Mississippi Public Employees Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Ecm Federal Credit Union | Mississippi Public Employees Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 97 (stronger) |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 78 | 97 (stronger) |
| Earnings | 69 | 90 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 83rd | 98th |
| Total assets | $28.9M | $29.2M |
| Deposits / shares | $24.4M | $24.3M |
| Capital ratio | 14.87% | 18.15% (stronger) |
| Problem loans | 0.66% | 0.10% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.13% |
| Return on assets | 1.22% | 1.75% (stronger) |
| Loans ÷ deposits | 62.1% | 31.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mississippi Public Employees Federal Credit Union has the higher TellerScore (97 vs 87). On the 6 directional measures above (where higher or lower is clearly better), Ecm Federal Credit Union leads on 1 and Mississippi Public Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.