TellerScore

Mississippi Public Employees Federal Credit Union is a federal credit union headquartered in Jackson, Mississippi, in business for about 60 years. At the end of Q2 2026 it reported $29.2M in total assets and $24.3M in member shares and deposits, with 3 offices across 2 states.

Based on its Q2 2026 filing, Mississippi Public Employees Federal Credit Union scores 97/100, which we describe as very strong. That is higher than 98% of 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 2nd. Its strongest component is capital cushion (100/100; 18.15%), and its lowest is earnings (90/100; 1.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.15%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.10%
Earnings90/100
Return on assets (annualized): 1.75%
Funding & liquidity100/100
Loans ÷ shares: 31.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

5 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (89 → 97), mostly because the earnings component improved by 20 points.

TellerScore
889397Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202589
Q3 202588
Q4 202588
Q1 202689
Q2 202697
Net worth ratio
7.00%12.57%18.15%well-capitalized benchmarkQ2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202515.75%
Q3 202516.59%
Q4 202517.13%
Q1 202617.13%
Q2 202618.15%
Delinquent loans (60+ days)
0.10%0.52%0.94%Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20250.55%
Q3 20250.83%
Q4 20250.94%
Q1 20260.72%
Q2 20260.10%
Return on assets
1.24%1.49%1.75%Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20251.24%
Q3 20251.37%
Q4 20251.49%
Q1 20261.37%
Q2 20261.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202697$29.2M18.15%0.10%1.75%31.8%
Q1 202689$30.1M17.13%0.72%1.37%32.4%
Q4 202588$29.5M17.13%0.94%1.49%36.3%
Q3 202588$29.6M16.59%0.83%1.37%35.6%
Q2 202589$30.5M15.75%0.55%1.24%34.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.15%
70th
Problem loans0.10%
80th
Net charge-offs0.13%
54th
Return on assets1.75%
90th
Loans to deposits31.8%
87th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.2%
83rd

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs
Meridian Mississippi Ang Federal Credit UnionCredit union Meridian, MS78 out of 100, Strong$31.3M14.6%1.57%vs
Camp Shelby Federal Credit UnionCredit union Hattiesburg, MS84 out of 100, Strong$31.8M23.9%0.83%vs
Gulf Trust Federal Credit UnionCredit union Pascagoula, MS88 out of 100, Very strong$25.5M21.8%0.03%vs
First Neshoba Federal Credit UnionCredit union Philadelphia, MS81 out of 100, Strong$24.6M13.2%0.91%vs
Brightview Federal Credit UnionCredit union Ridgeland, MS78 out of 100, Strong$37.6M16.3%0.75%vs

Deposit insurance

Is my money safe at Mississippi Public Employees Federal Credit Union?

Yes. Mississippi Public Employees Federal Credit Union is a federally insured credit union (NCUA charter #24976). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.15%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Mississippi Public Employees Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Mississippi Public Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
24976
RSSD ID
453697
Primary regulator
NCUA
Established
1966
Headquarters
613 S West St, Jackson, MS 39201
Employees
10

Quick answers

Mississippi Public Employees Federal Credit Union: common questions

Is Mississippi Public Employees Federal Credit Union NCUA insured?

Yes. Mississippi Public Employees Federal Credit Union is a federally insured credit union (NCUA charter #24976). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Mississippi Public Employees Federal Credit Union's TellerScore?

97 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Mississippi Public Employees Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Jackson

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Members Exchange Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$143.6M21.2%0.37%vs
Magnolia Federal Credit UnionCredit union Jackson, MS87 out of 100, Very strong$185.6M23.4%0.55%vs
Ecm Federal Credit UnionCredit union Ridgeland, MS87 out of 100, Very strong$28.9M14.9%0.66%vs
Rivertrust Federal Credit UnionCredit union Pearl, MS84 out of 100, Strong$167.8M19.3%0.60%vs