Side-by-side · Q2 2026 data
Edinburg Teachers Credit Union vs Cooperative Teachers
Metric by metric
| Measure | Edinburg Teachers Credit Union | Cooperative Teachers |
|---|---|---|
| TellerScore | 85 (stronger) | 30 |
| Capital cushion | 100 (stronger) | 29 |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 29 | 32 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 22 |
| Peer percentile | 77th | 1st |
| Total assets | $98.0M | $93.8M |
| Deposits / shares | $80.7M | $83.4M |
| Capital ratio | 22.59% (stronger) | 7.88% |
| Problem loans | 0.12% (stronger) | 4.31% |
| Net charge-offs | 0.13% (stronger) | 0.47% |
| Return on assets | 0.23% | 0.30% (stronger) |
| Loans ÷ deposits | 25.6% (stronger) | 74.8% |
| Uninsured deposits | 3.2% (stronger) | 3.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Edinburg Teachers Credit Union has the higher TellerScore (85 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Edinburg Teachers Credit Union leads on 6 and Cooperative Teachers on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.