Side-by-side · Q2 2026 data
Edinburg Teachers Credit Union vs Texas Dps Credit Union
Metric by metric
| Measure | Edinburg Teachers Credit Union | Texas Dps Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 29 | 44 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 77th | 62nd |
| Total assets | $98.0M | $98.1M |
| Deposits / shares | $80.7M | $85.2M |
| Capital ratio | 22.59% (stronger) | 12.48% |
| Problem loans | 0.12% (stronger) | 0.15% |
| Net charge-offs | 0.13% (stronger) | 0.43% |
| Return on assets | 0.23% | 0.61% (stronger) |
| Loans ÷ deposits | 25.6% (stronger) | 66.0% |
| Uninsured deposits | 3.2% (stronger) | 7.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Edinburg Teachers Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Edinburg Teachers Credit Union leads on 6 and Texas Dps Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.