Headquartered in Austin, Texas, Texas Dps Credit Union is a federally insured state-chartered credit union with $98.1M in total assets and $85.2M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1954.
Based on its Q2 2026 filing, Texas Dps Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 127th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is earnings (44/100; 0.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 67 |
| Q4 2024 | 74 |
| Q1 2025 | 78 |
| Q2 2025 | 80 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 76 |
| Q2 2026 | 79 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.07% |
| Q3 2024 | 11.12% |
| Q4 2024 | 11.08% |
| Q1 2025 | 11.25% |
| Q2 2025 | 11.58% |
| Q3 2025 | 11.70% |
| Q4 2025 | 12.11% |
| Q1 2026 | 12.14% |
| Q2 2026 | 12.48% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.35% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.71% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.94% |
| Q2 2025 | 1.01% |
| Q3 2025 | 1.05% |
| Q4 2025 | 1.11% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.61% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $98.1M | 12.48% | 0.15% | 0.61% | 66.0% |
| Q1 2026 | 76 | $99.9M | 12.14% | 0.45% | 0.73% | 65.7% |
| Q4 2025 | 75 | $98.7M | 12.11% | 0.90% | 1.11% | 66.7% |
| Q3 2025 | 75 | $99.6M | 11.70% | 0.71% | 1.05% | 65.7% |
| Q2 2025 | 80 | $98.2M | 11.58% | 0.17% | 1.01% | 65.2% |
| Q1 2025 | 78 | $98.7M | 11.25% | 0.18% | 0.94% | 64.2% |
| Q4 2024 | 74 | $98.2M | 11.08% | 0.35% | 0.75% | 65.5% |
| Q3 2024 | 67 | $95.3M | 11.12% | 0.89% | 0.61% | 68.4% |
| Q2 2024 | 68 | $94.6M | 11.07% | 0.81% | 0.63% | 70.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Edinburg Teachers Credit UnionCredit union Edinburg, TX | 85 out of 100, Very strong | $98.0M | 22.6% | 0.12% | vs |
| Heritage USA Federal Credit UnionCredit union Midland, TX | 45 out of 100, Below average | $98.5M | 8.8% | 1.14% | vs |
| Texas Bridge Credit UnionCredit union Corpus Christi, TX | 68 out of 100, Moderate | $99.2M | 8.2% | 0.23% | vs |
| Concho Educators Federal Credit UnionCredit union San Angelo, TX | 72 out of 100, Strong | $99.4M | 11.7% | 0.42% | vs |
| Cooperative TeachersCredit union Tyler, TX | 30 out of 100, Low | $93.8M | 7.9% | 4.31% | vs |
| Coastal Community Federal Credit UnionCredit union Galveston, TX | 39 out of 100, Low | $93.3M | 9.9% | 2.79% | vs |
Deposit insurance
Is my money safe at Texas Dps Credit Union?
Yes. Texas Dps Credit Union is a federally insured credit union (NCUA charter #67511). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.7% of shares and deposits ($6.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Texas Dps Credit Union lists 2 offices in 1 city. Most locations:
- Austin, TX (2)
HMDA 2025
Mortgage lending
In 2025, Texas Dps Credit Union reported 75 home-loan applications under HMDA (LEI 894500VAX8CTDV1CWC26): 39 originated ($5,105,000 total), 8 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Texas Dps Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67511
- RSSD ID
- 575795
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- PO Box 15346, Austin, TX 78761
- Employees
- 22
Quick answers
Texas Dps Credit Union: common questions
Is Texas Dps Credit Union NCUA insured?
Yes. Texas Dps Credit Union is a federally insured credit union (NCUA charter #67511). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Texas Dps Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Texas Dps Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Austin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pecu Credit UnionCredit union Austin, TX | 86 out of 100, Very strong | $431.4M | 14.8% | 0.47% | vs |
| Citizens National BankBank Cameron, TX | 86 out of 100, Very strong | $691.8M | 12.7% | 0.00% | vs |
| Falcon International BankBank Laredo, TX | 85 out of 100, Very strong | $2.2B | 13.4% | 0.00% | vs |
| Lcra Credit UnionCredit union Austin, TX | 83 out of 100, Strong | $20.2M | 16.0% | 0.41% | vs |
| Vatat Credit UnionCredit union Austin, TX | 82 out of 100, Strong | $11.0M | 17.9% | 0.74% | vs |
| The City National Bank of TaylorBank Taylor, TX | 82 out of 100, Strong | $250.3M | 12.9% | 0.38% | vs |