Side-by-side · Q2 2026 data
Edison National Bank vs Intracoastal Bank
Metric by metric
| Measure | Edison National Bank | Intracoastal Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 40 | 48 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 45 | 76 (stronger) |
| Funding & liquidity | 72 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 34th | 53rd |
| Total assets | $453.7M | $573.2M |
| Deposits / shares | $399.0M | $518.6M |
| Capital ratio | 9.03% | 9.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.61% | 1.39% (stronger) |
| Loans ÷ deposits | 37.0% (stronger) | 77.8% |
| Uninsured deposits | 40.5% | 35.6% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Intracoastal Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Edison National Bank leads on 2 and Intracoastal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.