The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (69 → 67), mostly because the earnings component weakened by 7 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Florida

Yes. Edison National Bank is an FDIC-insured institution (FDIC certificate #34489). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 40.5% of deposits ($161.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.03%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 30.74% (benchmark: 10%).

Check how much of your own balance is covered

Edison National Bank lists 4 offices in 3 cities. Most locations:

• Fort Myers, FL (2)
• Captiva, FL (1)
• Sanibel, FL (1)

All branch addresses and map

In 2025, Edison National Bank reported 9 home-loan applications under HMDA (LEI 549300POAFZ9PGU16760): 6 originated ($4,750,000 total), 0 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Edison National Bank

Type

National bank

FDIC certificate #

34489

RSSD ID

2594419

Primary regulator

OCC

Holding company

Edison Bancshares Inc

Established

August 29, 1997

Headquarters

13000 S Cleveland Ave, Fort Myers, FL 33907

Website

www.edisonnationalbank.com

Employees

48