Side-by-side · Q2 2026 data
Edisto Federal Credit Union vs Pee Dee Federal Credit Union
Credit union
Edisto Federal Credit Union
Orangeburg, South Carolina · Under $100 million in assets
Credit union
Pee Dee Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Edisto Federal Credit Union | Pee Dee Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 49 | 87 (stronger) |
| Earnings | 35 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 49th | 83rd |
| Total assets | $23.4M | $40.8M |
| Deposits / shares | $19.2M | $30.4M |
| Capital ratio | 17.37% | 24.85% (stronger) |
| Problem loans | 1.54% | 0.39% (stronger) |
| Net charge-offs | 0.29% | 0.04% (stronger) |
| Return on assets | 0.39% | 0.81% (stronger) |
| Loans ÷ deposits | 50.1% (stronger) | 62.6% |
| Uninsured deposits | 3.3% | 2.7% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pee Dee Federal Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Edisto Federal Credit Union leads on 1 and Pee Dee Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.