Side-by-side · Q2 2026 data
Edmonton State Bank vs First Freedom Bank
Metric by metric
| Measure | Edmonton State Bank | First Freedom Bank |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 65 | 75 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 68 (stronger) | 53 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 93rd | 88th |
| Total assets | $1.2B | $817.8M |
| Deposits / shares | $1.0B | $710.0M |
| Capital ratio | 11.47% | 12.45% (stronger) |
| Problem loans | 0.32% | 0.01% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.13% |
| Return on assets | 2.44% (stronger) | 1.99% |
| Loans ÷ deposits | 91.8% (stronger) | 95.8% |
| Uninsured deposits | 15.6% (stronger) | 25.0% |
| Offices | 18 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 2.5% |
First Freedom Bank has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Edmonton State Bank leads on 4 and First Freedom Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.