Side-by-side · Q2 2026 data
Education First Federal Credit Union vs Educators Credit Union
Metric by metric
| Measure | Education First Federal Credit Union | Educators Credit Union |
|---|---|---|
| TellerScore | 65 | 99 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 79 | 94 (stronger) |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 34th | 100th |
| Total assets | $583.1M | $609.5M |
| Deposits / shares | $532.6M | $484.8M |
| Capital ratio | 9.11% | 20.32% (stronger) |
| Problem loans | 0.62% | 0.17% (stronger) |
| Net charge-offs | 1.04% | 0.03% (stronger) |
| Return on assets | 0.72% | 2.30% (stronger) |
| Loans ÷ deposits | 68.9% | 28.4% (stronger) |
| Uninsured deposits | 6.7% (stronger) | 7.9% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Educators Credit Union has the higher TellerScore (99 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Education First Federal Credit Union leads on 1 and Educators Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.