Side-by-side · Q2 2026 data
Education First Federal Credit Union vs Resource One Credit Union
Metric by metric
| Measure | Education First Federal Credit Union | Resource One Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 60 |
| Capital cushion | 41 | 54 (stronger) |
| Loan quality | 79 (stronger) | 22 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 77 |
| Problem-loan coverage | 91 (stronger) | 65 |
| Peer percentile | 34th | 21st |
| Total assets | $583.1M | $555.2M |
| Deposits / shares | $532.6M | $495.2M |
| Capital ratio | 9.11% | 10.43% (stronger) |
| Problem loans | 0.62% (stronger) | 2.33% |
| Net charge-offs | 1.04% (stronger) | 1.14% |
| Return on assets | 0.72% | 3.26% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 83.3% |
| Uninsured deposits | 6.7% | 5.8% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 66.7% |
Education First Federal Credit Union has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Education First Federal Credit Union leads on 4 and Resource One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.