Side-by-side · Q2 2026 data
Educational and Governmental Federal Credit Union vs Qside Federal Credit Union
Credit union
Educational and Governmental Federal Credit Union
Hartsdale, New York · Under $100 million in assets
Metric by metric
| Measure | Educational and Governmental Federal Credit Union | Qside Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 60 | 65 (stronger) |
| Loan quality | 65 | 86 (stronger) |
| Earnings | 14 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 24th | 75th |
| Total assets | $56.1M | $53.5M |
| Deposits / shares | $48.9M | $46.4M |
| Capital ratio | 10.97% | 11.53% (stronger) |
| Problem loans | 1.04% | 0.42% (stronger) |
| Net charge-offs | 0.90% (stronger) | 2.32% |
| Return on assets | -0.15% | 3.12% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 69.8% |
| Uninsured deposits | 2.3% | 1.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Qside Federal Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Educational and Governmental Federal Credit Union leads on 2 and Qside Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.