TellerScore

Headquartered in Queens Village, New York, Qside Federal Credit Union is a federal credit union with $53.5M in total assets and $46.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1940.

Qside Federal Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 53rd. Earnings contributes the most (100/100, 3.12%); capital cushion contributes the least (65/100, 11.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion65/100
Net worth ratio: 11.53%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.42%
Earnings100/100
Return on assets (annualized): 3.12%
Funding & liquidity90/100
Loans ÷ shares: 69.8% · 1.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (75 → 84), mostly because the capital cushion component improved by 22 points.

TellerScore
637484Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202467
Q4 202463
Q1 202573
Q2 202575
Q3 202575
Q4 202573
Q1 202668
Q2 202684
Net worth ratio
7.00%9.26%11.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.37%
Q3 20248.75%
Q4 20248.71%
Q1 20259.00%
Q2 20259.30%
Q3 202510.01%
Q4 202510.37%
Q1 202610.23%
Q2 202611.53%
Delinquent loans (60+ days)
0.26%0.66%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.26%
Q3 20240.36%
Q4 20240.53%
Q1 20250.67%
Q2 20250.34%
Q3 20250.44%
Q4 20250.82%
Q1 20261.06%
Q2 20260.42%
Return on assets
0.56%1.84%3.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.56%
Q3 20240.82%
Q4 20240.63%
Q1 20251.85%
Q2 20251.59%
Q3 20251.59%
Q4 20251.56%
Q1 20261.22%
Q2 20263.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$53.5M11.53%0.42%3.12%69.8%
Q1 202668$53.7M10.23%1.06%1.22%68.1%
Q4 202573$51.5M10.37%0.82%1.56%73.1%
Q3 202575$51.4M10.01%0.44%1.59%73.2%
Q2 202575$53.4M9.30%0.34%1.59%69.6%
Q1 202573$53.2M9.00%0.67%1.85%69.0%
Q4 202463$52.3M8.71%0.53%0.63%74.5%
Q3 202467$52.0M8.75%0.36%0.82%70.2%
Q2 202465$52.8M8.37%0.26%0.56%64.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.53%
27th
Problem loans0.42%
62nd
Net charge-offs2.32%
5th
Return on assets3.12%
99th
Loans to deposits69.8%
34th
Uninsured deposits1.0%
54th
Loan-loss reserves0.00%
37th
Texas ratio2.2%
50th

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InstitutionScoreAssetsCapitalProblem loansCompare
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Money Federal Credit UnionCredit union Syracuse, NY81 out of 100, Strong$51.3M13.8%0.29%vs
Brooklyn CooperativeCredit union Brooklyn, NY35 out of 100, Low$55.9M10.0%4.01%vs
Educational and Governmental Federal Credit UnionCredit union Hartsdale, NY62 out of 100, Moderate$56.1M11.0%1.04%vs

Deposit insurance

Is my money safe at Qside Federal Credit Union?

Yes. Qside Federal Credit Union is a federally insured credit union (NCUA charter #3947). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($451K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.53%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Qside Federal Credit Union lists 1 office in 1 city. Most locations:

  • Queens Village, NY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Qside Federal Credit Union
Type
Federal credit union
NCUA charter #
3947
RSSD ID
318778
Primary regulator
NCUA
Established
1940
Headquarters
21131 Jamaica Ave, Queens Village, NY 11428
Employees
12

Quick answers

Qside Federal Credit Union: common questions

Is Qside Federal Credit Union NCUA insured?

Yes. Qside Federal Credit Union is a federally insured credit union (NCUA charter #3947). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Qside Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Qside Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Queens Village

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs