Side-by-side · Q2 2026 data
Educational Community Credit Union vs Csd Credit Union
Credit union
Educational Community Credit Union
Springfield, Missouri · Under $100 million in assets
Metric by metric
| Measure | Educational Community Credit Union | Csd Credit Union |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 48 | 62 (stronger) |
| Loan quality | 71 | 84 (stronger) |
| Earnings | 43 (stronger) | 39 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 30th | 44th |
| Total assets | $77.7M | $90.5M |
| Deposits / shares | $69.5M | $79.8M |
| Capital ratio | 9.82% | 11.23% (stronger) |
| Problem loans | 0.86% | 0.47% (stronger) |
| Net charge-offs | 0.62% | 0.20% (stronger) |
| Return on assets | 0.58% (stronger) | 0.48% |
| Loans ÷ deposits | 61.6% | 47.9% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 3.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Csd Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Educational Community Credit Union leads on 2 and Csd Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.