TellerScore

Csd Credit Union (NCUA charter #62701) is based in Kansas City, Missouri. Its Q2 2026 call report shows $90.5M in total assets and $79.8M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Csd Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 40th. Its strongest component is funding & liquidity (100/100; 48% loans-to-deposits, 4% uninsured), and its lowest is earnings (39/100; 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Net worth ratio: 11.23%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.47%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity100/100
Loans ÷ shares: 47.9% · 3.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (76 → 72), mostly because the earnings component weakened by 13 points.

TellerScore
727781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202480
Q4 202478
Q1 202579
Q2 202576
Q3 202578
Q4 202576
Q1 202674
Q2 202672
Net worth ratio
7.00%9.57%12.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.67%
Q3 202411.86%
Q4 202412.13%
Q1 202511.68%
Q2 202511.77%
Q3 202511.81%
Q4 202511.39%
Q1 202611.27%
Q2 202611.23%
Delinquent loans (60+ days)
0.15%0.37%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.18%
Q3 20240.34%
Q4 20240.59%
Q1 20250.15%
Q2 20250.51%
Q3 20250.29%
Q4 20250.32%
Q1 20260.42%
Q2 20260.47%
Return on assets
0.48%0.76%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.04%
Q3 20241.05%
Q4 20241.04%
Q1 20250.81%
Q2 20250.80%
Q3 20250.77%
Q4 20250.69%
Q1 20260.58%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$90.5M11.23%0.47%0.48%47.9%
Q1 202674$89.4M11.27%0.42%0.58%49.0%
Q4 202576$87.4M11.39%0.32%0.69%49.4%
Q3 202578$83.1M11.81%0.29%0.77%52.2%
Q2 202576$82.2M11.77%0.51%0.80%51.6%
Q1 202579$81.4M11.68%0.15%0.81%52.6%
Q4 202478$77.0M12.13%0.59%1.04%56.6%
Q3 202480$77.1M11.86%0.34%1.05%56.6%
Q2 202481$76.6M11.67%0.18%1.04%56.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.23%
26th
Problem loans0.47%
60th
Net charge-offs0.20%
48th
Return on assets0.48%
40th
Loans to deposits47.9%
67th
Uninsured deposits3.6%
31st
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Multi-States Credit UnionCredit union Springfield, MO78 out of 100, Strong$90.9M12.5%0.36%vs
Goetz Credit UnionCredit union St Joseph, MO85 out of 100, Very strong$89.6M15.7%0.50%vs
Postal & Community Credit UnionCredit union Saint Joseph, MO69 out of 100, Moderate$94.7M9.9%0.38%vs
Volt Credit UnionCredit union Springfield, MO56 out of 100, Moderate$85.8M8.4%0.14%vs
Educational Community Credit UnionCredit union Springfield, MO65 out of 100, Moderate$77.7M9.8%0.86%vs
Foundation Credit UnionCredit union Springfield, MO79 out of 100, Strong$76.6M14.3%0.33%vs

Deposit insurance

Is my money safe at Csd Credit Union?

Yes. Csd Credit Union is a federally insured credit union (NCUA charter #62701). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.23%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Csd Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Csd Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62701
RSSD ID
990893
Primary regulator
State + NCUA
Established
1959
Headquarters
8510 E. Bannister Rd, Kansas City, MO 64134
Employees
16

Quick answers

Csd Credit Union: common questions

Is Csd Credit Union NCUA insured?

Yes. Csd Credit Union is a federally insured credit union (NCUA charter #62701). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Csd Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Csd Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kansas City

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs