Side-by-side · Q2 2026 data
Educational Federal Credit Union vs Tyndall Federal Credit Union
Metric by metric
| Measure | Educational Federal Credit Union | Tyndall Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 80 | 91 (stronger) |
| Earnings | 59 | 76 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 93rd | 97th |
| Total assets | $1.8B | $1.9B |
| Deposits / shares | $1.6B | $1.6B |
| Capital ratio | 15.45% (stronger) | 13.61% |
| Problem loans | 0.61% | 0.26% (stronger) |
| Net charge-offs | 0.49% | 0.25% (stronger) |
| Return on assets | 0.99% | 1.41% (stronger) |
| Loans ÷ deposits | 73.0% | 59.6% (stronger) |
| Uninsured deposits | 9.5% (stronger) | 11.0% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.6% | 24.3% |
Tyndall Federal Credit Union has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Educational Federal Credit Union leads on 2 and Tyndall Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.