Side-by-side · Q2 2026 data
Edwards Federal Credit Union vs F3 Credit Union
Metric by metric
| Measure | Edwards Federal Credit Union | F3 Credit Union |
|---|---|---|
| TellerScore | 56 | 80 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 73 (stronger) | 65 |
| Earnings | 13 | 47 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 13th | 78th |
| Total assets | $276.6M | $236.8M |
| Deposits / shares | $253.9M | $196.8M |
| Capital ratio | 8.76% | 18.47% (stronger) |
| Problem loans | 0.81% (stronger) | 1.05% |
| Net charge-offs | 0.49% (stronger) | 1.00% |
| Return on assets | -0.18% | 0.68% (stronger) |
| Loans ÷ deposits | 60.5% | 55.0% (stronger) |
| Uninsured deposits | 11.0% | 5.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
F3 Credit Union has the higher TellerScore (80 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Edwards Federal Credit Union leads on 2 and F3 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.