Side-by-side · Q2 2026 data
Efcu Financial Federal Credit Union vs Barksdale Federal Credit Union
Credit union
Efcu Financial Federal Credit Union
Baton Rouge, Louisiana · $1 billion – $10 billion
Credit union
Barksdale Federal Credit Union
Barksdale Afb, Louisiana · $1 billion – $10 billion
Metric by metric
| Measure | Efcu Financial Federal Credit Union | Barksdale Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 52 |
| Capital cushion | 47 (stronger) | 40 |
| Loan quality | 87 (stronger) | 36 |
| Earnings | 56 (stronger) | 45 |
| Funding & liquidity | 58 | 98 (stronger) |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 41st | 8th |
| Total assets | $1.3B | $2.5B |
| Deposits / shares | $1.1B | $2.2B |
| Capital ratio | 9.72% (stronger) | 8.96% |
| Problem loans | 0.38% (stronger) | 1.91% |
| Net charge-offs | 0.31% (stronger) | 1.17% |
| Return on assets | 0.91% (stronger) | 0.62% |
| Loans ÷ deposits | 102.3% | 61.9% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 10.2% |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Efcu Financial Federal Credit Union has the higher TellerScore (65 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Efcu Financial Federal Credit Union leads on 6 and Barksdale Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.