Side-by-side · Q2 2026 data
Eglin Federal Credit Union vs Members First Credit Union of Flori
Credit union
Eglin Federal Credit Union
Fort Walton Bea, Florida · $1 billion – $10 billion
Credit union
Members First Credit Union of Flori
Pensacola, Florida · $100 million – $1 billion
Metric by metric
| Measure | Eglin Federal Credit Union | Members First Credit Union of Flori |
|---|---|---|
| TellerScore | 85 | 93 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 88 (stronger) | 86 |
| Earnings | 67 | 86 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 94th | 97th |
| Total assets | $3.1B | $315.8M |
| Deposits / shares | $2.7B | $265.5M |
| Capital ratio | 13.06% | 15.39% (stronger) |
| Problem loans | 0.35% (stronger) | 0.43% |
| Net charge-offs | 0.47% (stronger) | 0.48% |
| Return on assets | 1.17% | 1.66% (stronger) |
| Loans ÷ deposits | 34.9% (stronger) | 51.8% |
| Uninsured deposits | 9.9% | 8.0% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union of Flori has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Eglin Federal Credit Union leads on 3 and Members First Credit Union of Flori on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.