TellerScore

Side-by-side · Q2 2026 data

El Dorado Savings Bank, F.S.B. vs Cahp Credit Union

Bank

El Dorado Savings Bank, F.S.B.

Placerville, California · $1 billion – $10 billion

84of 100
Strong

Credit union

Cahp Credit Union

Sacramento, California · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureEl Dorado Savings Bank, F.S.B.Cahp Credit Union
TellerScore84 (stronger)68
Capital cushion84 (stronger)39
Loan quality9197 (stronger)
Earnings57 (stronger)49
Funding & liquidity100 (stronger)85
Problem-loan coverage99 (stronger)98
Peer percentile95th45th
Total assets$2.4B$406.7M
Deposits / shares$2.1B$367.7M
Capital ratio13.43% (stronger)8.89%
Problem loans0.28%0.10% (stronger)
Net charge-offs0.01% (stronger)0.19%
Return on assets0.93% (stronger)0.74%
Loans ÷ deposits23.3% (stronger)74.9%
Uninsured deposits10.7%0.0% (stronger)
Offices352
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 5 and Cahp Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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