TellerScore

Cahp Credit Union (NCUA charter #95071) is based in Sacramento, California. Its Q2 2026 call report shows $406.7M in total assets and $367.7M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Cahp Credit Union scores 68/100, which we describe as moderate. That is higher than only 45% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 129th. Its strongest component is problem-loan coverage (98/100; 0.8%), and its lowest is capital cushion (39/100; 8.89%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.89%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.10%
Earnings49/100
Return on assets (annualized): 0.74%
Funding & liquidity85/100
Loans ÷ shares: 74.9% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).

TellerScore
676869Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202469
Q3 202469
Q4 202469
Q1 202567
Q2 202568
Q3 202568
Q4 202568
Q1 202668
Q2 202668
Net worth ratio
7.00%8.01%9.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.82%
Q3 20248.93%
Q4 20249.01%
Q1 20258.86%
Q2 20258.81%
Q3 20258.83%
Q4 20258.85%
Q1 20268.76%
Q2 20268.89%
Delinquent loans (60+ days)
0.05%0.10%0.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.12%
Q3 20240.15%
Q4 20240.11%
Q1 20250.08%
Q2 20250.05%
Q3 20250.07%
Q4 20250.08%
Q1 20260.07%
Q2 20260.10%
Return on assets
0.69%0.96%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.24%
Q3 20241.14%
Q4 20241.05%
Q1 20250.74%
Q2 20250.85%
Q3 20250.85%
Q4 20250.84%
Q1 20260.69%
Q2 20260.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$406.7M8.89%0.10%0.74%74.9%
Q1 202668$404.0M8.76%0.07%0.69%76.6%
Q4 202568$391.7M8.85%0.08%0.84%81.2%
Q3 202568$382.6M8.83%0.07%0.85%83.4%
Q2 202568$374.2M8.81%0.05%0.85%84.1%
Q1 202567$361.6M8.86%0.08%0.74%85.1%
Q4 202469$348.3M9.01%0.11%1.05%89.7%
Q3 202469$343.2M8.93%0.15%1.14%91.5%
Q2 202469$337.9M8.82%0.12%1.24%93.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.89%
12th
Problem loans0.10%
95th
Net charge-offs0.19%
72nd
Return on assets0.74%
50th
Loans to deposits74.9%
52nd
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio0.8%
91st

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InstitutionScoreAssetsCapitalProblem loansCompare
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Deposit insurance

Is my money safe at Cahp Credit Union?

Cahp Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.89%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Cahp Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cahp Credit Union
Type
Non-federally insured state credit union
NCUA charter #
95071
RSSD ID
839899
Primary regulator
State + NCUA
Established
1969
Headquarters
Po Box 276507, Sacramento, CA 95827
Employees
35

Quick answers

Cahp Credit Union: common questions

Is Cahp Credit Union NCUA insured?

Cahp Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Cahp Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cahp Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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