Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs First U.S. Community Credit Union
Credit union
First U.S. Community Credit Union
Sacramento, California · $100 million – $1 billion
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | First U.S. Community Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 84 (stronger) | 70 |
| Loan quality | 91 (stronger) | 69 |
| Earnings | 57 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 95th | 41st |
| Total assets | $2.4B | $547.9M |
| Deposits / shares | $2.1B | $481.8M |
| Capital ratio | 13.43% (stronger) | 11.95% |
| Problem loans | 0.28% (stronger) | 0.92% |
| Net charge-offs | 0.01% (stronger) | 0.60% |
| Return on assets | 0.93% (stronger) | 0.32% |
| Loans ÷ deposits | 23.3% (stronger) | 74.5% |
| Uninsured deposits | 10.7% (stronger) | 11.4% |
| Offices | 35 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.8% |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 7 and First U.S. Community Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.