Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs Oak Valley Community Bank
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | Oak Valley Community Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 84 (stronger) | 65 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 57 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 95th | 80th |
| Total assets | $2.4B | $2.0B |
| Deposits / shares | $2.1B | $1.8B |
| Capital ratio | 13.43% (stronger) | 11.48% |
| Problem loans | 0.28% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.31% |
| Return on assets | 0.93% | 1.11% (stronger) |
| Loans ÷ deposits | 23.3% (stronger) | 65.3% |
| Uninsured deposits | 10.7% (stronger) | 46.9% |
| Offices | 35 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 5 and Oak Valley Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sacramento, CA
- Bishop, CA