Side-by-side · Q2 2026 data
El Dorado Savings Bank, F.S.B. vs Safe Credit Union
Metric by metric
| Measure | El Dorado Savings Bank, F.S.B. | Safe Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 71 |
| Capital cushion | 84 (stronger) | 58 |
| Loan quality | 91 (stronger) | 83 |
| Earnings | 57 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 95th | 62nd |
| Total assets | $2.4B | $4.4B |
| Deposits / shares | $2.1B | $3.9B |
| Capital ratio | 13.43% (stronger) | 10.82% |
| Problem loans | 0.28% (stronger) | 0.52% |
| Net charge-offs | 0.01% (stronger) | 0.29% |
| Return on assets | 0.93% | 0.97% (stronger) |
| Loans ÷ deposits | 23.3% (stronger) | 79.9% |
| Uninsured deposits | 10.7% | 0.1% (stronger) |
| Offices | 35 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.1% |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), El Dorado Savings Bank, F.S.B. leads on 5 and Safe Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.