Side-by-side · Q2 2026 data
Elderton State Bank vs Avh Federal Credit Union
Credit union
Avh Federal Credit Union
Natrona Heights, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Elderton State Bank | Avh Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 75 (stronger) | 72 |
| Earnings | 87 (stronger) | 36 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 57th | 65th |
| Total assets | $465.2M | $4.4M |
| Deposits / shares | $359.6M | $2.8M |
| Capital ratio | 12.09% | 37.68% (stronger) |
| Problem loans | 0.76% (stronger) | 0.85% |
| Net charge-offs | 0.02% (stronger) | 4.69% |
| Return on assets | 1.66% (stronger) | 0.40% |
| Loans ÷ deposits | 108.1% | 53.0% (stronger) |
| Uninsured deposits | 16.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
Avh Federal Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Elderton State Bank leads on 3 and Avh Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.