Side-by-side · Q2 2026 data
Elderton State Bank vs Century Heritage Federal Credit Union
Credit union
Century Heritage Federal Credit Union
Pittsburgh, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Elderton State Bank | Century Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 71 (stronger) | 65 |
| Loan quality | 75 | 75 |
| Earnings | 87 (stronger) | 61 |
| Funding & liquidity | 51 | 85 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 57th | 57th |
| Total assets | $465.2M | $289.5M |
| Deposits / shares | $359.6M | $251.4M |
| Capital ratio | 12.09% (stronger) | 11.48% |
| Problem loans | 0.76% | 0.75% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.66% (stronger) | 1.01% |
| Loans ÷ deposits | 108.1% | 75.3% (stronger) |
| Uninsured deposits | 16.0% | 4.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | 10.0% |
Elderton State Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Elderton State Bank leads on 4 and Century Heritage Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.