Side-by-side · Q2 2026 data
Elderton State Bank vs Hometown Bank of Pennsylvania
Metric by metric
| Measure | Elderton State Bank | Hometown Bank of Pennsylvania |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 71 (stronger) | 33 |
| Loan quality | 75 (stronger) | 64 |
| Earnings | 87 (stronger) | 74 |
| Funding & liquidity | 51 | 69 (stronger) |
| Problem-loan coverage | 90 (stronger) | 81 |
| Peer percentile | 57th | 17th |
| Total assets | $465.2M | $453.9M |
| Deposits / shares | $359.6M | $415.1M |
| Capital ratio | 12.09% (stronger) | 8.33% |
| Problem loans | 0.76% (stronger) | 1.07% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.35% |
| Loans ÷ deposits | 108.1% | 85.3% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 20.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
Elderton State Bank has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Elderton State Bank leads on 5 and Hometown Bank of Pennsylvania on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.