Side-by-side · Q2 2026 data
Electric Machinery Employees Credit Union vs Metropolitan Services Credit Union
Credit union
Electric Machinery Employees Credit Union
Minneapolis, Minnesota · Under $100 million in assets
Credit union
Metropolitan Services Credit Union
Saint Paul, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Electric Machinery Employees Credit Union | Metropolitan Services Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 5 | 6 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 42nd | 30th |
| Total assets | $8.4M | $12.3M |
| Deposits / shares | $6.3M | $11.5M |
| Capital ratio | 24.60% (stronger) | 9.59% |
| Problem loans | 1.20% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 1.70% |
| Return on assets | -0.38% | -0.36% (stronger) |
| Loans ÷ deposits | 58.3% | 57.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Machinery Employees Credit Union has the higher TellerScore (71 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Electric Machinery Employees Credit Union leads on 3 and Metropolitan Services Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.