Side-by-side · Q2 2026 data
Electrical Federal Credit Union vs Elevations Credit Union
Metric by metric
| Measure | Electrical Federal Credit Union | Elevations Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 80 (stronger) | 67 |
| Loan quality | 75 | 84 (stronger) |
| Earnings | 49 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 57th | 66th |
| Total assets | $54.3M | $3.5B |
| Deposits / shares | $47.1M | $2.7B |
| Capital ratio | 12.99% (stronger) | 11.73% |
| Problem loans | 0.75% | 0.49% (stronger) |
| Net charge-offs | 0.96% | 0.11% (stronger) |
| Return on assets | 0.73% | 1.00% (stronger) |
| Loans ÷ deposits | 52.5% (stronger) | 99.6% |
| Uninsured deposits | 4.9% (stronger) | 9.2% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electrical Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Electrical Federal Credit Union leads on 4 and Elevations Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.