Side-by-side · Q2 2026 data
Electrical Federal Credit Union vs Fellowship Credit Union
Metric by metric
| Measure | Electrical Federal Credit Union | Fellowship Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 80 (stronger) | 61 |
| Loan quality | 75 (stronger) | 71 |
| Earnings | 49 | 61 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 57th | 32nd |
| Total assets | $54.3M | $64.6M |
| Deposits / shares | $47.1M | $56.9M |
| Capital ratio | 12.99% (stronger) | 11.10% |
| Problem loans | 0.75% (stronger) | 0.86% |
| Net charge-offs | 0.96% | 0.10% (stronger) |
| Return on assets | 0.73% | 1.02% (stronger) |
| Loans ÷ deposits | 52.5% (stronger) | 99.0% |
| Uninsured deposits | 4.9% | 0.0% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electrical Federal Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Electrical Federal Credit Union leads on 4 and Fellowship Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.